Deductible Limits

The law prohibited non-­grandfathered insured, small group plans from imposing deductibles higher than $2,000 for individual coverage or $4,000 for family coverage. However, this requirement was repealed in April 2014 as part of the "Protecting Access to Medicare Act of 2014."

Neither American Fidelity Assurance Company nor American Fidelity Administrative Services provide tax or legal advice and, given the complexity of these laws, we always recommend working with your legal counsel on how the laws impact your specific situation.