Nondiscrimination Testing

Federal law requires testing of certain health and welfare benefits to demonstrate the plan is not providing a greater benefit to highly compensated individuals than to non-highly compensated individuals. The ACA expanded these rules and authorized potentially severe penalties for noncompliance. Conducting nondiscrimination testing can be expensive; the cost of your time and the money you may have to pay for an inadvertent compliance failure all add up. Our nondiscrimination testing services help you mitigate your compliance risk, streamline your processes, and conserve valuable financial and human resources.

Neither American Fidelity Assurance Company nor American Fidelity Administrative Services provides tax or legal advice and, given the complexity of these laws, we always recommend working with your legal counsel on how the laws impact your specific situation.